LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,971
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,873
−HK$915/mo
Today · 4.125%
HK$30,788
baseline
▲ 0.50% · 4.625%
HK$32,662
+HK$1,874/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,576/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,230
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,095
−HK$877/mo
Today · 4.125%
HK$33,972
baseline
▲ 0.50% · 4.625%
HK$35,763
+HK$1,791/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,944/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,766
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,847
−HK$1,099/mo
Today · 4.125%
HK$36,946
baseline
▲ 0.50% · 4.625%
HK$39,194
+HK$2,248/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,892/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,677
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,714
−HK$1,052/mo
Today · 4.125%
HK$40,766
baseline
▲ 0.50% · 4.625%
HK$42,915
+HK$2,149/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,532/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,560
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,822
−HK$1,282/mo
Today · 4.125%
HK$43,104
baseline
▲ 0.50% · 4.625%
HK$45,726
+HK$2,622/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,208/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,123
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,333
−HK$1,228/mo
Today · 4.125%
HK$47,561
baseline
▲ 0.50% · 4.625%
HK$50,068
+HK$2,507/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,122/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,149
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,771
−HK$1,648/mo
Today · 4.125%
HK$55,419
baseline
▲ 0.50% · 4.625%
HK$58,791
+HK$3,372/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,838/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,015
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,571
−HK$1,578/mo
Today · 4.125%
HK$61,149
baseline
▲ 0.50% · 4.625%
HK$64,373
+HK$3,224/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,298/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,452 · Scale 2, in force from 26 Feb 2026)