LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,973
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,875
−HK$915/mo
Today · 4.125%
HK$30,790
baseline
▲ 0.50% · 4.625%
HK$32,664
+HK$1,874/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,580/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,233
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,097
−HK$877/mo
Today · 4.125%
HK$33,974
baseline
▲ 0.50% · 4.625%
HK$35,765
+HK$1,791/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,948/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,768
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,850
−HK$1,098/mo
Today · 4.125%
HK$36,948
baseline
▲ 0.50% · 4.625%
HK$39,197
+HK$2,249/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,896/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,679
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,717
−HK$1,052/mo
Today · 4.125%
HK$40,769
baseline
▲ 0.50% · 4.625%
HK$42,918
+HK$2,149/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,538/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,563
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,825
−HK$1,281/mo
Today · 4.125%
HK$43,106
baseline
▲ 0.50% · 4.625%
HK$45,729
+HK$2,623/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,212/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,126
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,336
−HK$1,228/mo
Today · 4.125%
HK$47,564
baseline
▲ 0.50% · 4.625%
HK$50,071
+HK$2,507/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,128/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,152
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,774
−HK$1,649/mo
Today · 4.125%
HK$55,423
baseline
▲ 0.50% · 4.625%
HK$58,795
+HK$3,372/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,846/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,019
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,575
−HK$1,578/mo
Today · 4.125%
HK$61,153
baseline
▲ 0.50% · 4.625%
HK$64,377
+HK$3,224/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,306/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,483 · Scale 2, in force from 26 Feb 2026)