LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,976
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,878
−HK$916/mo
Today · 4.125%
HK$30,794
baseline
▲ 0.50% · 4.625%
HK$32,667
+HK$1,873/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,588/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,236
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,101
−HK$877/mo
Today · 4.125%
HK$33,978
baseline
▲ 0.50% · 4.625%
HK$35,769
+HK$1,791/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,956/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,772
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,853
−HK$1,099/mo
Today · 4.125%
HK$36,952
baseline
▲ 0.50% · 4.625%
HK$39,201
+HK$2,249/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,904/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,683
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,721
−HK$1,052/mo
Today · 4.125%
HK$40,773
baseline
▲ 0.50% · 4.625%
HK$42,922
+HK$2,149/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,546/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,567
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,829
−HK$1,282/mo
Today · 4.125%
HK$43,111
baseline
▲ 0.50% · 4.625%
HK$45,734
+HK$2,623/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,222/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,130
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,341
−HK$1,228/mo
Today · 4.125%
HK$47,569
baseline
▲ 0.50% · 4.625%
HK$50,076
+HK$2,507/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,138/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,158
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,780
−HK$1,648/mo
Today · 4.125%
HK$55,428
baseline
▲ 0.50% · 4.625%
HK$58,801
+HK$3,373/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,856/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,025
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,581
−HK$1,579/mo
Today · 4.125%
HK$61,160
baseline
▲ 0.50% · 4.625%
HK$64,384
+HK$3,224/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,320/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,534 · Scale 2, in force from 26 Feb 2026)