LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,977
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,879
−HK$916/mo
Today · 4.125%
HK$30,795
baseline
▲ 0.50% · 4.625%
HK$32,668
+HK$1,873/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,590/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,237
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,102
−HK$877/mo
Today · 4.125%
HK$33,979
baseline
▲ 0.50% · 4.625%
HK$35,770
+HK$1,791/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,958/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,773
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,855
−HK$1,099/mo
Today · 4.125%
HK$36,954
baseline
▲ 0.50% · 4.625%
HK$39,202
+HK$2,248/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,908/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,685
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,722
−HK$1,053/mo
Today · 4.125%
HK$40,775
baseline
▲ 0.50% · 4.625%
HK$42,924
+HK$2,149/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,550/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,568
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,830
−HK$1,282/mo
Today · 4.125%
HK$43,112
baseline
▲ 0.50% · 4.625%
HK$45,736
+HK$2,624/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,224/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,132
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,342
−HK$1,228/mo
Today · 4.125%
HK$47,570
baseline
▲ 0.50% · 4.625%
HK$50,078
+HK$2,508/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,140/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,159
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,782
−HK$1,648/mo
Today · 4.125%
HK$55,430
baseline
▲ 0.50% · 4.625%
HK$58,803
+HK$3,373/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,860/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,027
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,583
−HK$1,579/mo
Today · 4.125%
HK$61,162
baseline
▲ 0.50% · 4.625%
HK$64,386
+HK$3,224/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,324/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,550 · Scale 2, in force from 26 Feb 2026)