LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,979
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,881
−HK$916/mo
Today · 4.125%
HK$30,797
baseline
▲ 0.50% · 4.625%
HK$32,671
+HK$1,874/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,594/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,239
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,104
−HK$877/mo
Today · 4.125%
HK$33,981
baseline
▲ 0.50% · 4.625%
HK$35,772
+HK$1,791/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,962/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,775
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,857
−HK$1,099/mo
Today · 4.125%
HK$36,956
baseline
▲ 0.50% · 4.625%
HK$39,205
+HK$2,249/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$73,912/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,687
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,725
−HK$1,052/mo
Today · 4.125%
HK$40,777
baseline
▲ 0.50% · 4.625%
HK$42,927
+HK$2,150/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$81,554/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,571
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,833
−HK$1,282/mo
Today · 4.125%
HK$43,115
baseline
▲ 0.50% · 4.625%
HK$45,739
+HK$2,624/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,230/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,135
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,346
−HK$1,228/mo
Today · 4.125%
HK$47,574
baseline
▲ 0.50% · 4.625%
HK$50,081
+HK$2,507/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,148/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,163
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,786
−HK$1,648/mo
Today · 4.125%
HK$55,434
baseline
▲ 0.50% · 4.625%
HK$58,807
+HK$3,373/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,868/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,031
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,587
−HK$1,579/mo
Today · 4.125%
HK$61,166
baseline
▲ 0.50% · 4.625%
HK$64,390
+HK$3,224/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,332/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,582 · Scale 2, in force from 26 Feb 2026)