LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,981
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,882
−HK$916/mo
Today · 4.125%
HK$30,798
baseline
▲ 0.50% · 4.625%
HK$32,672
+HK$1,874/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,596/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,241
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,105
−HK$878/mo
Today · 4.125%
HK$33,983
baseline
▲ 0.50% · 4.625%
HK$35,774
+HK$1,791/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,966/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,777
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,859
−HK$1,099/mo
Today · 4.125%
HK$36,958
baseline
▲ 0.50% · 4.625%
HK$39,206
+HK$2,248/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$73,916/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,689
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,727
−HK$1,052/mo
Today · 4.125%
HK$40,779
baseline
▲ 0.50% · 4.625%
HK$42,929
+HK$2,150/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$81,558/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,573
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,835
−HK$1,282/mo
Today · 4.125%
HK$43,117
baseline
▲ 0.50% · 4.625%
HK$45,741
+HK$2,624/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,234/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,137
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,348
−HK$1,228/mo
Today · 4.125%
HK$47,576
baseline
▲ 0.50% · 4.625%
HK$50,083
+HK$2,507/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,152/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,165
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,788
−HK$1,649/mo
Today · 4.125%
HK$55,437
baseline
▲ 0.50% · 4.625%
HK$58,810
+HK$3,373/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,874/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,033
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,590
−HK$1,579/mo
Today · 4.125%
HK$61,169
baseline
▲ 0.50% · 4.625%
HK$64,393
+HK$3,224/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,338/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,603 · Scale 2, in force from 26 Feb 2026)