LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,981
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,883
−HK$916/mo
Today · 4.125%
HK$30,799
baseline
▲ 0.50% · 4.625%
HK$32,673
+HK$1,874/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,598/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,241
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,106
−HK$877/mo
Today · 4.125%
HK$33,983
baseline
▲ 0.50% · 4.625%
HK$35,775
+HK$1,792/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,966/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,778
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,859
−HK$1,099/mo
Today · 4.125%
HK$36,958
baseline
▲ 0.50% · 4.625%
HK$39,207
+HK$2,249/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$73,916/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,690
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,727
−HK$1,053/mo
Today · 4.125%
HK$40,780
baseline
▲ 0.50% · 4.625%
HK$42,930
+HK$2,150/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$81,560/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,574
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,836
−HK$1,282/mo
Today · 4.125%
HK$43,118
baseline
▲ 0.50% · 4.625%
HK$45,742
+HK$2,624/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,236/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,138
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,349
−HK$1,228/mo
Today · 4.125%
HK$47,577
baseline
▲ 0.50% · 4.625%
HK$50,085
+HK$2,508/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,154/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,166
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,789
−HK$1,649/mo
Today · 4.125%
HK$55,438
baseline
▲ 0.50% · 4.625%
HK$58,811
+HK$3,373/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,876/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,035
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,591
−HK$1,579/mo
Today · 4.125%
HK$61,170
baseline
▲ 0.50% · 4.625%
HK$64,394
+HK$3,224/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,340/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,614 · Scale 2, in force from 26 Feb 2026)