LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,982
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,884
−HK$916/mo
Today · 4.125%
HK$30,800
baseline
▲ 0.50% · 4.625%
HK$32,674
+HK$1,874/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,600/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,243
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,107
−HK$878/mo
Today · 4.125%
HK$33,985
baseline
▲ 0.50% · 4.625%
HK$35,776
+HK$1,791/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$67,970/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,779
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,861
−HK$1,099/mo
Today · 4.125%
HK$36,960
baseline
▲ 0.50% · 4.625%
HK$39,209
+HK$2,249/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$73,920/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,691
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,729
−HK$1,052/mo
Today · 4.125%
HK$40,781
baseline
▲ 0.50% · 4.625%
HK$42,931
+HK$2,150/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$81,562/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,575
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,837
−HK$1,283/mo
Today · 4.125%
HK$43,120
baseline
▲ 0.50% · 4.625%
HK$45,743
+HK$2,623/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,240/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,140
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,350
−HK$1,228/mo
Today · 4.125%
HK$47,578
baseline
▲ 0.50% · 4.625%
HK$50,086
+HK$2,508/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,156/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,168
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,791
−HK$1,649/mo
Today · 4.125%
HK$55,440
baseline
▲ 0.50% · 4.625%
HK$58,813
+HK$3,373/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,880/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,037
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,593
−HK$1,579/mo
Today · 4.125%
HK$61,172
baseline
▲ 0.50% · 4.625%
HK$64,397
+HK$3,225/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,344/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,630 · Scale 2, in force from 26 Feb 2026)