LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,986
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,888
−HK$916/mo
Today · 4.125%
HK$30,804
baseline
▲ 0.50% · 4.625%
HK$32,678
+HK$1,874/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,608/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,247
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,112
−HK$877/mo
Today · 4.125%
HK$33,989
baseline
▲ 0.50% · 4.625%
HK$35,780
+HK$1,791/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$67,978/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,783
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,865
−HK$1,099/mo
Today · 4.125%
HK$36,964
baseline
▲ 0.50% · 4.625%
HK$39,214
+HK$2,250/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$73,928/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,696
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,734
−HK$1,053/mo
Today · 4.125%
HK$40,787
baseline
▲ 0.50% · 4.625%
HK$42,937
+HK$2,150/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$81,574/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,580
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,843
−HK$1,282/mo
Today · 4.125%
HK$43,125
baseline
▲ 0.50% · 4.625%
HK$45,749
+HK$2,624/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,250/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,145
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,356
−HK$1,228/mo
Today · 4.125%
HK$47,584
baseline
▲ 0.50% · 4.625%
HK$50,093
+HK$2,509/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,168/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,175
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,798
−HK$1,649/mo
Today · 4.125%
HK$55,447
baseline
▲ 0.50% · 4.625%
HK$58,820
+HK$3,373/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,894/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,044
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,601
−HK$1,579/mo
Today · 4.125%
HK$61,180
baseline
▲ 0.50% · 4.625%
HK$64,405
+HK$3,225/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,360/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,691 · Scale 2, in force from 26 Feb 2026)