LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,987
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,889
−HK$916/mo
Today · 4.125%
HK$30,805
baseline
▲ 0.50% · 4.625%
HK$32,679
+HK$1,874/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,610/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,248
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,112
−HK$878/mo
Today · 4.125%
HK$33,990
baseline
▲ 0.50% · 4.625%
HK$35,782
+HK$1,792/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$67,980/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,784
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,866
−HK$1,100/mo
Today · 4.125%
HK$36,966
baseline
▲ 0.50% · 4.625%
HK$39,215
+HK$2,249/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$73,932/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,697
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,735
−HK$1,053/mo
Today · 4.125%
HK$40,788
baseline
▲ 0.50% · 4.625%
HK$42,938
+HK$2,150/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$81,576/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,582
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,844
−HK$1,282/mo
Today · 4.125%
HK$43,126
baseline
▲ 0.50% · 4.625%
HK$45,751
+HK$2,625/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,252/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,147
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,357
−HK$1,229/mo
Today · 4.125%
HK$47,586
baseline
▲ 0.50% · 4.625%
HK$50,094
+HK$2,508/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,172/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,176
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,799
−HK$1,649/mo
Today · 4.125%
HK$55,448
baseline
▲ 0.50% · 4.625%
HK$58,822
+HK$3,374/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,896/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,046
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,602
−HK$1,580/mo
Today · 4.125%
HK$61,182
baseline
▲ 0.50% · 4.625%
HK$64,407
+HK$3,225/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,364/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,705 · Scale 2, in force from 26 Feb 2026)