LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,988
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,889
−HK$916/mo
Today · 4.125%
HK$30,805
baseline
▲ 0.50% · 4.625%
HK$32,680
+HK$1,875/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,610/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,248
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,113
−HK$878/mo
Today · 4.125%
HK$33,991
baseline
▲ 0.50% · 4.625%
HK$35,782
+HK$1,791/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$67,982/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,785
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,867
−HK$1,099/mo
Today · 4.125%
HK$36,966
baseline
▲ 0.50% · 4.625%
HK$39,216
+HK$2,250/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$73,932/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,698
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,736
−HK$1,053/mo
Today · 4.125%
HK$40,789
baseline
▲ 0.50% · 4.625%
HK$42,939
+HK$2,150/mo
Deposit HK$5.08M · loan HK$7.63M · min. income ≈ HK$81,578/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,583
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,845
−HK$1,282/mo
Today · 4.125%
HK$43,127
baseline
▲ 0.50% · 4.625%
HK$45,752
+HK$2,625/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,254/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,148
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,359
−HK$1,228/mo
Today · 4.125%
HK$47,587
baseline
▲ 0.50% · 4.625%
HK$50,095
+HK$2,508/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,174/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,178
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,801
−HK$1,649/mo
Today · 4.125%
HK$55,450
baseline
▲ 0.50% · 4.625%
HK$58,824
+HK$3,374/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,900/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,047
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,604
−HK$1,579/mo
Today · 4.125%
HK$61,183
baseline
▲ 0.50% · 4.625%
HK$64,408
+HK$3,225/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,366/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,716 · Scale 2, in force from 26 Feb 2026)