LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,988
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,890
−HK$916/mo
Today · 4.125%
HK$30,806
baseline
▲ 0.50% · 4.625%
HK$32,681
+HK$1,875/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,612/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,249
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,114
−HK$878/mo
Today · 4.125%
HK$33,992
baseline
▲ 0.50% · 4.625%
HK$35,783
+HK$1,791/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$67,984/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,786
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,868
−HK$1,099/mo
Today · 4.125%
HK$36,967
baseline
▲ 0.50% · 4.625%
HK$39,217
+HK$2,250/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,934/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,699
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,737
−HK$1,053/mo
Today · 4.125%
HK$40,790
baseline
▲ 0.50% · 4.625%
HK$42,940
+HK$2,150/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,580/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,584
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,846
−HK$1,283/mo
Today · 4.125%
HK$43,129
baseline
▲ 0.50% · 4.625%
HK$45,753
+HK$2,624/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,258/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,149
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,360
−HK$1,228/mo
Today · 4.125%
HK$47,588
baseline
▲ 0.50% · 4.625%
HK$50,097
+HK$2,509/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,176/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,179
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,802
−HK$1,649/mo
Today · 4.125%
HK$55,451
baseline
▲ 0.50% · 4.625%
HK$58,825
+HK$3,374/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,902/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,049
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,606
−HK$1,579/mo
Today · 4.125%
HK$61,185
baseline
▲ 0.50% · 4.625%
HK$64,410
+HK$3,225/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,370/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,730 · Scale 2, in force from 26 Feb 2026)