LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,993
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,895
−HK$917/mo
Today · 4.125%
HK$30,812
baseline
▲ 0.50% · 4.625%
HK$32,686
+HK$1,874/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,624/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,255
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,120
−HK$878/mo
Today · 4.125%
HK$33,998
baseline
▲ 0.50% · 4.625%
HK$35,790
+HK$1,792/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$67,996/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,792
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,874
−HK$1,100/mo
Today · 4.125%
HK$36,974
baseline
▲ 0.50% · 4.625%
HK$39,224
+HK$2,250/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,948/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,706
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,744
−HK$1,053/mo
Today · 4.125%
HK$40,797
baseline
▲ 0.50% · 4.625%
HK$42,947
+HK$2,150/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,594/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,591
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,853
−HK$1,283/mo
Today · 4.125%
HK$43,136
baseline
▲ 0.50% · 4.625%
HK$45,761
+HK$2,625/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,272/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,157
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,368
−HK$1,229/mo
Today · 4.125%
HK$47,597
baseline
▲ 0.50% · 4.625%
HK$50,105
+HK$2,508/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,194/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,188
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,811
−HK$1,650/mo
Today · 4.125%
HK$55,461
baseline
▲ 0.50% · 4.625%
HK$58,835
+HK$3,374/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,922/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,059
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,616
−HK$1,580/mo
Today · 4.125%
HK$61,196
baseline
▲ 0.50% · 4.625%
HK$64,421
+HK$3,225/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,392/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,812 · Scale 2, in force from 26 Feb 2026)