LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,996
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,898
−HK$916/mo
Today · 4.125%
HK$30,814
baseline
▲ 0.50% · 4.625%
HK$32,689
+HK$1,875/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,628/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,258
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,123
−HK$877/mo
Today · 4.125%
HK$34,000
baseline
▲ 0.50% · 4.625%
HK$35,793
+HK$1,793/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,000/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,795
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,877
−HK$1,100/mo
Today · 4.125%
HK$36,977
baseline
▲ 0.50% · 4.625%
HK$39,227
+HK$2,250/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,954/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,709
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,747
−HK$1,053/mo
Today · 4.125%
HK$40,800
baseline
▲ 0.50% · 4.625%
HK$42,951
+HK$2,151/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,600/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,594
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,857
−HK$1,283/mo
Today · 4.125%
HK$43,140
baseline
▲ 0.50% · 4.625%
HK$45,765
+HK$2,625/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,280/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,161
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,372
−HK$1,228/mo
Today · 4.125%
HK$47,600
baseline
▲ 0.50% · 4.625%
HK$50,110
+HK$2,510/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,200/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,192
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,816
−HK$1,649/mo
Today · 4.125%
HK$55,465
baseline
▲ 0.50% · 4.625%
HK$58,840
+HK$3,375/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,930/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,064
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,621
−HK$1,580/mo
Today · 4.125%
HK$61,201
baseline
▲ 0.50% · 4.625%
HK$64,427
+HK$3,226/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,402/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,852 · Scale 2, in force from 26 Feb 2026)