LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,997
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,899
−HK$917/mo
Today · 4.125%
HK$30,816
baseline
▲ 0.50% · 4.625%
HK$32,691
+HK$1,875/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,632/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,259
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,124
−HK$878/mo
Today · 4.125%
HK$34,002
baseline
▲ 0.50% · 4.625%
HK$35,794
+HK$1,792/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,004/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,797
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,879
−HK$1,100/mo
Today · 4.125%
HK$36,979
baseline
▲ 0.50% · 4.625%
HK$39,229
+HK$2,250/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,958/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,711
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,749
−HK$1,053/mo
Today · 4.125%
HK$40,802
baseline
▲ 0.50% · 4.625%
HK$42,953
+HK$2,151/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,604/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,596
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,859
−HK$1,283/mo
Today · 4.125%
HK$43,142
baseline
▲ 0.50% · 4.625%
HK$45,767
+HK$2,625/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$86,284/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,163
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,374
−HK$1,229/mo
Today · 4.125%
HK$47,603
baseline
▲ 0.50% · 4.625%
HK$50,112
+HK$2,509/mo
Deposit HK$3.81M · loan HK$8.90M · min. income ≈ HK$95,206/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,195
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,818
−HK$1,650/mo
Today · 4.125%
HK$55,468
baseline
▲ 0.50% · 4.625%
HK$58,843
+HK$3,375/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$110,936/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,066
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,624
−HK$1,579/mo
Today · 4.125%
HK$61,203
baseline
▲ 0.50% · 4.625%
HK$64,429
+HK$3,226/mo
Deposit HK$1.27M · loan HK$11.44M · min. income ≈ HK$122,406/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,873 · Scale 2, in force from 26 Feb 2026)