LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,999
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,901
−HK$916/mo
Today · 4.125%
HK$30,817
baseline
▲ 0.50% · 4.625%
HK$32,692
+HK$1,875/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,634/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,261
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,126
−HK$878/mo
Today · 4.125%
HK$34,004
baseline
▲ 0.50% · 4.625%
HK$35,796
+HK$1,792/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,008/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,798
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,881
−HK$1,100/mo
Today · 4.125%
HK$36,981
baseline
▲ 0.50% · 4.625%
HK$39,231
+HK$2,250/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,962/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,713
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,751
−HK$1,054/mo
Today · 4.125%
HK$40,805
baseline
▲ 0.50% · 4.625%
HK$42,955
+HK$2,150/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,610/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,598
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,861
−HK$1,283/mo
Today · 4.125%
HK$43,144
baseline
▲ 0.50% · 4.625%
HK$45,769
+HK$2,625/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$86,288/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,165
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,376
−HK$1,229/mo
Today · 4.125%
HK$47,605
baseline
▲ 0.50% · 4.625%
HK$50,115
+HK$2,510/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$95,210/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,198
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,821
−HK$1,650/mo
Today · 4.125%
HK$55,471
baseline
▲ 0.50% · 4.625%
HK$58,846
+HK$3,375/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$110,942/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,069
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,627
−HK$1,580/mo
Today · 4.125%
HK$61,207
baseline
▲ 0.50% · 4.625%
HK$64,433
+HK$3,226/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,414/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,900 · Scale 2, in force from 26 Feb 2026)