LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,000
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$917/mo
Today · 4.125%
HK$30,819
baseline
▲ 0.50% · 4.625%
HK$32,694
+HK$1,875/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,638/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,263
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,128
−HK$878/mo
Today · 4.125%
HK$34,006
baseline
▲ 0.50% · 4.625%
HK$35,798
+HK$1,792/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,012/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,800
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,883
−HK$1,100/mo
Today · 4.125%
HK$36,983
baseline
▲ 0.50% · 4.625%
HK$39,233
+HK$2,250/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,966/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,715
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,753
−HK$1,054/mo
Today · 4.125%
HK$40,807
baseline
▲ 0.50% · 4.625%
HK$42,958
+HK$2,151/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,614/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,601
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,863
−HK$1,284/mo
Today · 4.125%
HK$43,147
baseline
▲ 0.50% · 4.625%
HK$45,772
+HK$2,625/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$86,294/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,168
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,379
−HK$1,229/mo
Today · 4.125%
HK$47,608
baseline
▲ 0.50% · 4.625%
HK$50,117
+HK$2,509/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$95,216/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,201
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,824
−HK$1,650/mo
Today · 4.125%
HK$55,474
baseline
▲ 0.50% · 4.625%
HK$58,850
+HK$3,376/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$110,948/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,073
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,630
−HK$1,580/mo
Today · 4.125%
HK$61,210
baseline
▲ 0.50% · 4.625%
HK$64,437
+HK$3,227/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,420/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,926 · Scale 2, in force from 26 Feb 2026)