LTV · monthly repayment
▼ 0.50% · 3.625%
HK$290,006
−HK$18,186/mo
▼ 0.25% · 3.875%
HK$299,027
−HK$9,165/mo
Today · 4.125%
HK$308,192
baseline
▲ 0.50% · 4.625%
HK$326,945
+HK$18,753/mo
Deposit HK$63.59M · loan HK$63.59M · min. income ≈ HK$616,384/mo (50% DSR)
Upfront cash ≈ HK$71.86M (deposit + AVD stamp duty HK$8,266,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,629
−HK$17,431/mo
▼ 0.25% · 3.875%
HK$331,282
−HK$8,778/mo
Today · 4.125%
HK$340,060
baseline
▲ 0.50% · 4.625%
HK$357,985
+HK$17,925/mo
Deposit HK$63.59M · loan HK$63.59M · min. income ≈ HK$680,120/mo (50% DSR)
Upfront cash ≈ HK$71.86M (deposit + AVD stamp duty HK$8,266,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,008
−HK$21,823/mo
▼ 0.25% · 3.875%
HK$358,833
−HK$10,998/mo
Today · 4.125%
HK$369,831
baseline
▲ 0.50% · 4.625%
HK$392,334
+HK$22,503/mo
Deposit HK$50.87M · loan HK$76.31M · min. income ≈ HK$739,662/mo (50% DSR)
Upfront cash ≈ HK$59.14M (deposit + AVD stamp duty HK$8,266,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,155
−HK$20,917/mo
▼ 0.25% · 3.875%
HK$397,538
−HK$10,534/mo
Today · 4.125%
HK$408,072
baseline
▲ 0.50% · 4.625%
HK$429,582
+HK$21,510/mo
Deposit HK$50.87M · loan HK$76.31M · min. income ≈ HK$816,144/mo (50% DSR)
Upfront cash ≈ HK$59.14M (deposit + AVD stamp duty HK$8,266,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,009
−HK$25,460/mo
▼ 0.25% · 3.875%
HK$418,638
−HK$12,831/mo
Today · 4.125%
HK$431,469
baseline
▲ 0.50% · 4.625%
HK$457,723
+HK$26,254/mo
Deposit HK$38.15M · loan HK$89.03M · min. income ≈ HK$862,938/mo (50% DSR)
Upfront cash ≈ HK$46.42M (deposit + AVD stamp duty HK$8,266,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$451,681
−HK$24,403/mo
▼ 0.25% · 3.875%
HK$463,795
−HK$12,289/mo
Today · 4.125%
HK$476,084
baseline
▲ 0.50% · 4.625%
HK$501,179
+HK$25,095/mo
Deposit HK$38.15M · loan HK$89.03M · min. income ≈ HK$952,168/mo (50% DSR)
Upfront cash ≈ HK$46.42M (deposit + AVD stamp duty HK$8,266,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$522,011
−HK$32,735/mo
▼ 0.25% · 3.875%
HK$538,249
−HK$16,497/mo
Today · 4.125%
HK$554,746
baseline
▲ 0.50% · 4.625%
HK$588,501
+HK$33,755/mo
Deposit HK$12.72M · loan HK$114.46M · min. income ≈ HK$1,109,492/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$8,266,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$580,733
−HK$31,375/mo
▼ 0.25% · 3.875%
HK$596,307
−HK$15,801/mo
Today · 4.125%
HK$612,108
baseline
▲ 0.50% · 4.625%
HK$644,373
+HK$32,265/mo
Deposit HK$12.72M · loan HK$114.46M · min. income ≈ HK$1,224,216/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$8,266,796 · Scale 2, in force from 26 Feb 2026)