LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,001
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,903
−HK$917/mo
Today · 4.125%
HK$30,820
baseline
▲ 0.50% · 4.625%
HK$32,695
+HK$1,875/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,640/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,263
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,129
−HK$877/mo
Today · 4.125%
HK$34,006
baseline
▲ 0.50% · 4.625%
HK$35,799
+HK$1,793/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,012/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,801
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,884
−HK$1,099/mo
Today · 4.125%
HK$36,983
baseline
▲ 0.50% · 4.625%
HK$39,234
+HK$2,251/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,966/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,716
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,754
−HK$1,054/mo
Today · 4.125%
HK$40,808
baseline
▲ 0.50% · 4.625%
HK$42,959
+HK$2,151/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,616/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,601
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,864
−HK$1,283/mo
Today · 4.125%
HK$43,147
baseline
▲ 0.50% · 4.625%
HK$45,773
+HK$2,626/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$86,294/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,169
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,380
−HK$1,229/mo
Today · 4.125%
HK$47,609
baseline
▲ 0.50% · 4.625%
HK$50,118
+HK$2,509/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$95,218/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,202
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,825
−HK$1,650/mo
Today · 4.125%
HK$55,475
baseline
▲ 0.50% · 4.625%
HK$58,851
+HK$3,376/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$110,950/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,074
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,631
−HK$1,580/mo
Today · 4.125%
HK$61,211
baseline
▲ 0.50% · 4.625%
HK$64,438
+HK$3,227/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,422/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,936 · Scale 2, in force from 26 Feb 2026)