LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,002
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,904
−HK$916/mo
Today · 4.125%
HK$30,820
baseline
▲ 0.50% · 4.625%
HK$32,696
+HK$1,876/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,640/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,264
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,129
−HK$878/mo
Today · 4.125%
HK$34,007
baseline
▲ 0.50% · 4.625%
HK$35,800
+HK$1,793/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,014/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,802
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,884
−HK$1,100/mo
Today · 4.125%
HK$36,984
baseline
▲ 0.50% · 4.625%
HK$39,235
+HK$2,251/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,968/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,717
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,755
−HK$1,053/mo
Today · 4.125%
HK$40,808
baseline
▲ 0.50% · 4.625%
HK$42,960
+HK$2,152/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,616/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,602
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,865
−HK$1,283/mo
Today · 4.125%
HK$43,148
baseline
▲ 0.50% · 4.625%
HK$45,774
+HK$2,626/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$86,296/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,170
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,381
−HK$1,229/mo
Today · 4.125%
HK$47,610
baseline
▲ 0.50% · 4.625%
HK$50,119
+HK$2,509/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$95,220/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,203
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,827
−HK$1,649/mo
Today · 4.125%
HK$55,476
baseline
▲ 0.50% · 4.625%
HK$58,852
+HK$3,376/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$110,952/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,075
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,633
−HK$1,580/mo
Today · 4.125%
HK$61,213
baseline
▲ 0.50% · 4.625%
HK$64,439
+HK$3,226/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,426/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,946 · Scale 2, in force from 26 Feb 2026)