LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,004
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,906
−HK$917/mo
Today · 4.125%
HK$30,823
baseline
▲ 0.50% · 4.625%
HK$32,699
+HK$1,876/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,646/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,267
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,132
−HK$878/mo
Today · 4.125%
HK$34,010
baseline
▲ 0.50% · 4.625%
HK$35,803
+HK$1,793/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,020/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$476,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,805
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,888
−HK$1,100/mo
Today · 4.125%
HK$36,988
baseline
▲ 0.50% · 4.625%
HK$39,238
+HK$2,250/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,976/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,720
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,759
−HK$1,053/mo
Today · 4.125%
HK$40,812
baseline
▲ 0.50% · 4.625%
HK$42,964
+HK$2,152/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,624/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,606
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,869
−HK$1,283/mo
Today · 4.125%
HK$43,152
baseline
▲ 0.50% · 4.625%
HK$45,778
+HK$2,626/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$86,304/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,174
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,385
−HK$1,229/mo
Today · 4.125%
HK$47,614
baseline
▲ 0.50% · 4.625%
HK$50,124
+HK$2,510/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$95,228/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,208
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,832
−HK$1,650/mo
Today · 4.125%
HK$55,482
baseline
▲ 0.50% · 4.625%
HK$58,858
+HK$3,376/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$110,964/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,081
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,638
−HK$1,580/mo
Today · 4.125%
HK$61,218
baseline
▲ 0.50% · 4.625%
HK$64,445
+HK$3,227/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,436/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,991 · Scale 2, in force from 26 Feb 2026)