LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,005
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,908
−HK$916/mo
Today · 4.125%
HK$30,824
baseline
▲ 0.50% · 4.625%
HK$32,700
+HK$1,876/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,648/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,268
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,134
−HK$877/mo
Today · 4.125%
HK$34,011
baseline
▲ 0.50% · 4.625%
HK$35,804
+HK$1,793/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,022/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,806
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,889
−HK$1,100/mo
Today · 4.125%
HK$36,989
baseline
▲ 0.50% · 4.625%
HK$39,240
+HK$2,251/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,978/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,722
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,760
−HK$1,054/mo
Today · 4.125%
HK$40,814
baseline
▲ 0.50% · 4.625%
HK$42,965
+HK$2,151/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,628/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,607
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,871
−HK$1,283/mo
Today · 4.125%
HK$43,154
baseline
▲ 0.50% · 4.625%
HK$45,780
+HK$2,626/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$86,308/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$477,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,175
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,387
−HK$1,229/mo
Today · 4.125%
HK$47,616
baseline
▲ 0.50% · 4.625%
HK$50,126
+HK$2,510/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$95,232/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$477,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,210
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,834
−HK$1,650/mo
Today · 4.125%
HK$55,484
baseline
▲ 0.50% · 4.625%
HK$58,860
+HK$3,376/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$110,968/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,083
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,640
−HK$1,581/mo
Today · 4.125%
HK$61,221
baseline
▲ 0.50% · 4.625%
HK$64,448
+HK$3,227/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,442/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,008 · Scale 2, in force from 26 Feb 2026)