LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,006
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,909
−HK$916/mo
Today · 4.125%
HK$30,825
baseline
▲ 0.50% · 4.625%
HK$32,701
+HK$1,876/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,650/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,269
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,135
−HK$878/mo
Today · 4.125%
HK$34,013
baseline
▲ 0.50% · 4.625%
HK$35,806
+HK$1,793/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,026/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,808
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,890
−HK$1,100/mo
Today · 4.125%
HK$36,990
baseline
▲ 0.50% · 4.625%
HK$39,241
+HK$2,251/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,980/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,723
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,762
−HK$1,053/mo
Today · 4.125%
HK$40,815
baseline
▲ 0.50% · 4.625%
HK$42,967
+HK$2,152/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,630/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,609
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,872
−HK$1,284/mo
Today · 4.125%
HK$43,156
baseline
▲ 0.50% · 4.625%
HK$45,781
+HK$2,625/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$86,312/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$477,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,177
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,389
−HK$1,229/mo
Today · 4.125%
HK$47,618
baseline
▲ 0.50% · 4.625%
HK$50,128
+HK$2,510/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$95,236/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$477,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,212
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,836
−HK$1,650/mo
Today · 4.125%
HK$55,486
baseline
▲ 0.50% · 4.625%
HK$58,862
+HK$3,376/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$110,972/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,085
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,643
−HK$1,580/mo
Today · 4.125%
HK$61,223
baseline
▲ 0.50% · 4.625%
HK$64,450
+HK$3,227/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,446/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,026 · Scale 2, in force from 26 Feb 2026)