LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,007
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,910
−HK$916/mo
Today · 4.125%
HK$30,826
baseline
▲ 0.50% · 4.625%
HK$32,702
+HK$1,876/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,652/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,270
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,136
−HK$878/mo
Today · 4.125%
HK$34,014
baseline
▲ 0.50% · 4.625%
HK$35,807
+HK$1,793/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,028/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,809
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,892
−HK$1,100/mo
Today · 4.125%
HK$36,992
baseline
▲ 0.50% · 4.625%
HK$39,242
+HK$2,250/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,984/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,724
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,763
−HK$1,054/mo
Today · 4.125%
HK$40,817
baseline
▲ 0.50% · 4.625%
HK$42,968
+HK$2,151/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,634/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,610
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,873
−HK$1,284/mo
Today · 4.125%
HK$43,157
baseline
▲ 0.50% · 4.625%
HK$45,783
+HK$2,626/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$86,314/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$477,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,178
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,390
−HK$1,229/mo
Today · 4.125%
HK$47,619
baseline
▲ 0.50% · 4.625%
HK$50,129
+HK$2,510/mo
Deposit HK$3.82M · loan HK$8.90M · min. income ≈ HK$95,238/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$477,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,213
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,837
−HK$1,650/mo
Today · 4.125%
HK$55,487
baseline
▲ 0.50% · 4.625%
HK$58,864
+HK$3,377/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$110,974/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,087
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,644
−HK$1,581/mo
Today · 4.125%
HK$61,225
baseline
▲ 0.50% · 4.625%
HK$64,452
+HK$3,227/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,450/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,041 · Scale 2, in force from 26 Feb 2026)