LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,011
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,913
−HK$917/mo
Today · 4.125%
HK$30,830
baseline
▲ 0.50% · 4.625%
HK$32,706
+HK$1,876/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,660/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,274
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,140
−HK$878/mo
Today · 4.125%
HK$34,018
baseline
▲ 0.50% · 4.625%
HK$35,811
+HK$1,793/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,036/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,813
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,896
−HK$1,100/mo
Today · 4.125%
HK$36,996
baseline
▲ 0.50% · 4.625%
HK$39,247
+HK$2,251/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,992/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,729
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,767
−HK$1,054/mo
Today · 4.125%
HK$40,821
baseline
▲ 0.50% · 4.625%
HK$42,973
+HK$2,152/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,642/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,615
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,878
−HK$1,284/mo
Today · 4.125%
HK$43,162
baseline
▲ 0.50% · 4.625%
HK$45,788
+HK$2,626/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,324/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$477,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,184
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,395
−HK$1,230/mo
Today · 4.125%
HK$47,625
baseline
▲ 0.50% · 4.625%
HK$50,135
+HK$2,510/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,250/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$477,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,219
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,843
−HK$1,651/mo
Today · 4.125%
HK$55,494
baseline
▲ 0.50% · 4.625%
HK$58,870
+HK$3,376/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$110,988/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,093
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,651
−HK$1,581/mo
Today · 4.125%
HK$61,232
baseline
▲ 0.50% · 4.625%
HK$64,459
+HK$3,227/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,464/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,094 · Scale 2, in force from 26 Feb 2026)