LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,013
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,915
−HK$917/mo
Today · 4.125%
HK$30,832
baseline
▲ 0.50% · 4.625%
HK$32,708
+HK$1,876/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,664/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,277
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,142
−HK$878/mo
Today · 4.125%
HK$34,020
baseline
▲ 0.50% · 4.625%
HK$35,814
+HK$1,794/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,040/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,815
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,898
−HK$1,101/mo
Today · 4.125%
HK$36,999
baseline
▲ 0.50% · 4.625%
HK$39,250
+HK$2,251/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$73,998/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,732
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,771
−HK$1,053/mo
Today · 4.125%
HK$40,824
baseline
▲ 0.50% · 4.625%
HK$42,976
+HK$2,152/mo
Deposit HK$5.09M · loan HK$7.63M · min. income ≈ HK$81,648/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,618
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,881
−HK$1,284/mo
Today · 4.125%
HK$43,165
baseline
▲ 0.50% · 4.625%
HK$45,792
+HK$2,627/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,330/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$477,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,187
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,399
−HK$1,229/mo
Today · 4.125%
HK$47,628
baseline
▲ 0.50% · 4.625%
HK$50,139
+HK$2,511/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,256/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$477,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,223
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,848
−HK$1,650/mo
Today · 4.125%
HK$55,498
baseline
▲ 0.50% · 4.625%
HK$58,875
+HK$3,377/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$110,996/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,098
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,656
−HK$1,581/mo
Today · 4.125%
HK$61,237
baseline
▲ 0.50% · 4.625%
HK$64,464
+HK$3,227/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,474/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,132 · Scale 2, in force from 26 Feb 2026)