LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,019
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,921
−HK$917/mo
Today · 4.125%
HK$30,838
baseline
▲ 0.50% · 4.625%
HK$32,715
+HK$1,877/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,676/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,283
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,149
−HK$878/mo
Today · 4.125%
HK$34,027
baseline
▲ 0.50% · 4.625%
HK$35,821
+HK$1,794/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,054/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,823
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,906
−HK$1,100/mo
Today · 4.125%
HK$37,006
baseline
▲ 0.50% · 4.625%
HK$39,258
+HK$2,252/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,012/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,740
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,779
−HK$1,054/mo
Today · 4.125%
HK$40,833
baseline
▲ 0.50% · 4.625%
HK$42,985
+HK$2,152/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,666/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,626
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,890
−HK$1,284/mo
Today · 4.125%
HK$43,174
baseline
▲ 0.50% · 4.625%
HK$45,801
+HK$2,627/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,348/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,196
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,408
−HK$1,230/mo
Today · 4.125%
HK$47,638
baseline
▲ 0.50% · 4.625%
HK$50,149
+HK$2,511/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,276/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,234
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,859
−HK$1,650/mo
Today · 4.125%
HK$55,509
baseline
▲ 0.50% · 4.625%
HK$58,887
+HK$3,378/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$111,018/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,110
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,668
−HK$1,581/mo
Today · 4.125%
HK$61,249
baseline
▲ 0.50% · 4.625%
HK$64,478
+HK$3,229/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,498/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,229 · Scale 2, in force from 26 Feb 2026)