LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,019
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,922
−HK$917/mo
Today · 4.125%
HK$30,839
baseline
▲ 0.50% · 4.625%
HK$32,715
+HK$1,876/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,678/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,283
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,149
−HK$879/mo
Today · 4.125%
HK$34,028
baseline
▲ 0.50% · 4.625%
HK$35,821
+HK$1,793/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,056/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,823
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,906
−HK$1,101/mo
Today · 4.125%
HK$37,007
baseline
▲ 0.50% · 4.625%
HK$39,258
+HK$2,251/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,014/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,740
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,779
−HK$1,054/mo
Today · 4.125%
HK$40,833
baseline
▲ 0.50% · 4.625%
HK$42,985
+HK$2,152/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,666/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,627
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,890
−HK$1,284/mo
Today · 4.125%
HK$43,174
baseline
▲ 0.50% · 4.625%
HK$45,801
+HK$2,627/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,348/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,197
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,409
−HK$1,230/mo
Today · 4.125%
HK$47,639
baseline
▲ 0.50% · 4.625%
HK$50,150
+HK$2,511/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,278/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,234
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,859
−HK$1,651/mo
Today · 4.125%
HK$55,510
baseline
▲ 0.50% · 4.625%
HK$58,887
+HK$3,377/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$111,020/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,110
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,669
−HK$1,581/mo
Today · 4.125%
HK$61,250
baseline
▲ 0.50% · 4.625%
HK$64,478
+HK$3,228/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,500/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,234 · Scale 2, in force from 26 Feb 2026)