LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,022
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,925
−HK$917/mo
Today · 4.125%
HK$30,842
baseline
▲ 0.50% · 4.625%
HK$32,719
+HK$1,877/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,684/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,287
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,153
−HK$878/mo
Today · 4.125%
HK$34,031
baseline
▲ 0.50% · 4.625%
HK$35,825
+HK$1,794/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,062/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,827
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,910
−HK$1,101/mo
Today · 4.125%
HK$37,011
baseline
▲ 0.50% · 4.625%
HK$39,263
+HK$2,252/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,022/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,744
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,783
−HK$1,055/mo
Today · 4.125%
HK$40,838
baseline
▲ 0.50% · 4.625%
HK$42,990
+HK$2,152/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,676/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,631
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,895
−HK$1,284/mo
Today · 4.125%
HK$43,179
baseline
▲ 0.50% · 4.625%
HK$45,806
+HK$2,627/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,358/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,202
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,414
−HK$1,230/mo
Today · 4.125%
HK$47,644
baseline
▲ 0.50% · 4.625%
HK$50,155
+HK$2,511/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,288/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,240
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,865
−HK$1,651/mo
Today · 4.125%
HK$55,516
baseline
▲ 0.50% · 4.625%
HK$58,894
+HK$3,378/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$111,032/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,116
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,675
−HK$1,581/mo
Today · 4.125%
HK$61,256
baseline
▲ 0.50% · 4.625%
HK$64,485
+HK$3,229/mo
Deposit HK$1.27M · loan HK$11.45M · min. income ≈ HK$122,512/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,286 · Scale 2, in force from 26 Feb 2026)