LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,024
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,927
−HK$917/mo
Today · 4.125%
HK$30,844
baseline
▲ 0.50% · 4.625%
HK$32,721
+HK$1,877/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,688/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,289
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,155
−HK$878/mo
Today · 4.125%
HK$34,033
baseline
▲ 0.50% · 4.625%
HK$35,827
+HK$1,794/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,066/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,829
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,912
−HK$1,101/mo
Today · 4.125%
HK$37,013
baseline
▲ 0.50% · 4.625%
HK$39,265
+HK$2,252/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,026/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,747
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,786
−HK$1,054/mo
Today · 4.125%
HK$40,840
baseline
▲ 0.50% · 4.625%
HK$42,993
+HK$2,153/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,680/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,633
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,897
−HK$1,285/mo
Today · 4.125%
HK$43,182
baseline
▲ 0.50% · 4.625%
HK$45,809
+HK$2,627/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,364/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,204
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,417
−HK$1,230/mo
Today · 4.125%
HK$47,647
baseline
▲ 0.50% · 4.625%
HK$50,158
+HK$2,511/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,294/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,243
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,868
−HK$1,651/mo
Today · 4.125%
HK$55,519
baseline
▲ 0.50% · 4.625%
HK$58,897
+HK$3,378/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,038/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,120
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,679
−HK$1,581/mo
Today · 4.125%
HK$61,260
baseline
▲ 0.50% · 4.625%
HK$64,489
+HK$3,229/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,520/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,313 · Scale 2, in force from 26 Feb 2026)