LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,026
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,929
−HK$917/mo
Today · 4.125%
HK$30,846
baseline
▲ 0.50% · 4.625%
HK$32,723
+HK$1,877/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$61,692/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,291
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,157
−HK$879/mo
Today · 4.125%
HK$34,036
baseline
▲ 0.50% · 4.625%
HK$35,830
+HK$1,794/mo
Deposit HK$6.36M · loan HK$6.36M · min. income ≈ HK$68,072/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,832
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,915
−HK$1,101/mo
Today · 4.125%
HK$37,016
baseline
▲ 0.50% · 4.625%
HK$39,268
+HK$2,252/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,032/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,750
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,789
−HK$1,054/mo
Today · 4.125%
HK$40,843
baseline
▲ 0.50% · 4.625%
HK$42,996
+HK$2,153/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,686/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,637
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,901
−HK$1,284/mo
Today · 4.125%
HK$43,185
baseline
▲ 0.50% · 4.625%
HK$45,813
+HK$2,628/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,370/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,208
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,420
−HK$1,230/mo
Today · 4.125%
HK$47,650
baseline
▲ 0.50% · 4.625%
HK$50,162
+HK$2,512/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,300/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,247
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,872
−HK$1,652/mo
Today · 4.125%
HK$55,524
baseline
▲ 0.50% · 4.625%
HK$58,902
+HK$3,378/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,048/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,125
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,683
−HK$1,582/mo
Today · 4.125%
HK$61,265
baseline
▲ 0.50% · 4.625%
HK$64,494
+HK$3,229/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,530/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,353 · Scale 2, in force from 26 Feb 2026)