LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,029
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,932
−HK$918/mo
Today · 4.125%
HK$30,850
baseline
▲ 0.50% · 4.625%
HK$32,727
+HK$1,877/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,700/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,295
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,161
−HK$878/mo
Today · 4.125%
HK$34,039
baseline
▲ 0.50% · 4.625%
HK$35,834
+HK$1,795/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,078/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,835
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,919
−HK$1,100/mo
Today · 4.125%
HK$37,019
baseline
▲ 0.50% · 4.625%
HK$39,272
+HK$2,253/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,038/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,754
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,793
−HK$1,054/mo
Today · 4.125%
HK$40,847
baseline
▲ 0.50% · 4.625%
HK$43,000
+HK$2,153/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,694/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,641
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,905
−HK$1,284/mo
Today · 4.125%
HK$43,189
baseline
▲ 0.50% · 4.625%
HK$45,817
+HK$2,628/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,378/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,212
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,425
−HK$1,230/mo
Today · 4.125%
HK$47,655
baseline
▲ 0.50% · 4.625%
HK$50,167
+HK$2,512/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,310/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,252
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,878
−HK$1,651/mo
Today · 4.125%
HK$55,529
baseline
▲ 0.50% · 4.625%
HK$58,908
+HK$3,379/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,058/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,130
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,689
−HK$1,582/mo
Today · 4.125%
HK$61,271
baseline
▲ 0.50% · 4.625%
HK$64,501
+HK$3,230/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,542/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,400 · Scale 2, in force from 26 Feb 2026)