LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,030
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,933
−HK$917/mo
Today · 4.125%
HK$30,850
baseline
▲ 0.50% · 4.625%
HK$32,728
+HK$1,878/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,700/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,296
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,162
−HK$878/mo
Today · 4.125%
HK$34,040
baseline
▲ 0.50% · 4.625%
HK$35,835
+HK$1,795/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,080/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,836
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,920
−HK$1,100/mo
Today · 4.125%
HK$37,020
baseline
▲ 0.50% · 4.625%
HK$39,273
+HK$2,253/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,040/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,755
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,794
−HK$1,054/mo
Today · 4.125%
HK$40,848
baseline
▲ 0.50% · 4.625%
HK$43,002
+HK$2,154/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,696/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,642
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,906
−HK$1,285/mo
Today · 4.125%
HK$43,191
baseline
▲ 0.50% · 4.625%
HK$45,819
+HK$2,628/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,382/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,214
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,426
−HK$1,231/mo
Today · 4.125%
HK$47,657
baseline
▲ 0.50% · 4.625%
HK$50,169
+HK$2,512/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,314/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,254
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,879
−HK$1,652/mo
Today · 4.125%
HK$55,531
baseline
▲ 0.50% · 4.625%
HK$58,910
+HK$3,379/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,062/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,132
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,691
−HK$1,582/mo
Today · 4.125%
HK$61,273
baseline
▲ 0.50% · 4.625%
HK$64,502
+HK$3,229/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,546/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,414 · Scale 2, in force from 26 Feb 2026)