LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,031
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,934
−HK$917/mo
Today · 4.125%
HK$30,851
baseline
▲ 0.50% · 4.625%
HK$32,729
+HK$1,878/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,702/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,297
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,163
−HK$879/mo
Today · 4.125%
HK$34,042
baseline
▲ 0.50% · 4.625%
HK$35,836
+HK$1,794/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,084/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,837
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,921
−HK$1,101/mo
Today · 4.125%
HK$37,022
baseline
▲ 0.50% · 4.625%
HK$39,274
+HK$2,252/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,044/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,756
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,795
−HK$1,055/mo
Today · 4.125%
HK$40,850
baseline
▲ 0.50% · 4.625%
HK$43,003
+HK$2,153/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,700/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,643
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,908
−HK$1,284/mo
Today · 4.125%
HK$43,192
baseline
▲ 0.50% · 4.625%
HK$45,820
+HK$2,628/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,384/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,215
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,428
−HK$1,230/mo
Today · 4.125%
HK$47,658
baseline
▲ 0.50% · 4.625%
HK$50,170
+HK$2,512/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,316/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,256
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,881
−HK$1,652/mo
Today · 4.125%
HK$55,533
baseline
▲ 0.50% · 4.625%
HK$58,912
+HK$3,379/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,066/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,134
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,693
−HK$1,582/mo
Today · 4.125%
HK$61,275
baseline
▲ 0.50% · 4.625%
HK$64,505
+HK$3,230/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,550/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,429 · Scale 2, in force from 26 Feb 2026)