LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,036
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,940
−HK$917/mo
Today · 4.125%
HK$30,857
baseline
▲ 0.50% · 4.625%
HK$32,735
+HK$1,878/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,714/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,303
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,169
−HK$879/mo
Today · 4.125%
HK$34,048
baseline
▲ 0.50% · 4.625%
HK$35,843
+HK$1,795/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,096/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,844
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,927
−HK$1,102/mo
Today · 4.125%
HK$37,029
baseline
▲ 0.50% · 4.625%
HK$39,282
+HK$2,253/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,058/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,763
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,803
−HK$1,054/mo
Today · 4.125%
HK$40,857
baseline
▲ 0.50% · 4.625%
HK$43,011
+HK$2,154/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,714/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,651
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,915
−HK$1,285/mo
Today · 4.125%
HK$43,200
baseline
▲ 0.50% · 4.625%
HK$45,829
+HK$2,629/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,400/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,224
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,437
−HK$1,230/mo
Today · 4.125%
HK$47,667
baseline
▲ 0.50% · 4.625%
HK$50,180
+HK$2,513/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,334/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,265
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,891
−HK$1,652/mo
Today · 4.125%
HK$55,543
baseline
▲ 0.50% · 4.625%
HK$58,923
+HK$3,380/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,086/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,145
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,704
−HK$1,582/mo
Today · 4.125%
HK$61,286
baseline
▲ 0.50% · 4.625%
HK$64,517
+HK$3,231/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,572/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,518 · Scale 2, in force from 26 Feb 2026)