LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,037
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,940
−HK$918/mo
Today · 4.125%
HK$30,858
baseline
▲ 0.50% · 4.625%
HK$32,735
+HK$1,877/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,716/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,303
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,169
−HK$879/mo
Today · 4.125%
HK$34,048
baseline
▲ 0.50% · 4.625%
HK$35,843
+HK$1,795/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,096/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,844
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,928
−HK$1,101/mo
Today · 4.125%
HK$37,029
baseline
▲ 0.50% · 4.625%
HK$39,282
+HK$2,253/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,058/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,764
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,803
−HK$1,055/mo
Today · 4.125%
HK$40,858
baseline
▲ 0.50% · 4.625%
HK$43,012
+HK$2,154/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,716/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,651
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,916
−HK$1,285/mo
Today · 4.125%
HK$43,201
baseline
▲ 0.50% · 4.625%
HK$45,829
+HK$2,628/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,402/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,224
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,437
−HK$1,231/mo
Today · 4.125%
HK$47,668
baseline
▲ 0.50% · 4.625%
HK$50,180
+HK$2,512/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,336/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,266
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,892
−HK$1,652/mo
Today · 4.125%
HK$55,544
baseline
▲ 0.50% · 4.625%
HK$58,923
+HK$3,379/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,088/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,145
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,705
−HK$1,582/mo
Today · 4.125%
HK$61,287
baseline
▲ 0.50% · 4.625%
HK$64,517
+HK$3,230/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,574/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,524 · Scale 2, in force from 26 Feb 2026)