LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,037
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,941
−HK$917/mo
Today · 4.125%
HK$30,858
baseline
▲ 0.50% · 4.625%
HK$32,736
+HK$1,878/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,716/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,304
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,170
−HK$879/mo
Today · 4.125%
HK$34,049
baseline
▲ 0.50% · 4.625%
HK$35,844
+HK$1,795/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,098/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,845
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,929
−HK$1,101/mo
Today · 4.125%
HK$37,030
baseline
▲ 0.50% · 4.625%
HK$39,283
+HK$2,253/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,060/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,765
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,804
−HK$1,055/mo
Today · 4.125%
HK$40,859
baseline
▲ 0.50% · 4.625%
HK$43,013
+HK$2,154/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,718/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,652
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,917
−HK$1,285/mo
Today · 4.125%
HK$43,202
baseline
▲ 0.50% · 4.625%
HK$45,830
+HK$2,628/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,404/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,225
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,438
−HK$1,231/mo
Today · 4.125%
HK$47,669
baseline
▲ 0.50% · 4.625%
HK$50,181
+HK$2,512/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,338/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,267
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,893
−HK$1,652/mo
Today · 4.125%
HK$55,545
baseline
▲ 0.50% · 4.625%
HK$58,925
+HK$3,380/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,090/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,147
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,706
−HK$1,582/mo
Today · 4.125%
HK$61,288
baseline
▲ 0.50% · 4.625%
HK$64,519
+HK$3,231/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,576/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,536 · Scale 2, in force from 26 Feb 2026)