LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,038
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,941
−HK$918/mo
Today · 4.125%
HK$30,859
baseline
▲ 0.50% · 4.625%
HK$32,737
+HK$1,878/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,718/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,305
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,171
−HK$879/mo
Today · 4.125%
HK$34,050
baseline
▲ 0.50% · 4.625%
HK$35,845
+HK$1,795/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,100/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,846
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,930
−HK$1,101/mo
Today · 4.125%
HK$37,031
baseline
▲ 0.50% · 4.625%
HK$39,284
+HK$2,253/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,062/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,766
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,805
−HK$1,055/mo
Today · 4.125%
HK$40,860
baseline
▲ 0.50% · 4.625%
HK$43,014
+HK$2,154/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,720/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,653
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,918
−HK$1,285/mo
Today · 4.125%
HK$43,203
baseline
▲ 0.50% · 4.625%
HK$45,832
+HK$2,629/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,406/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,227
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,439
−HK$1,231/mo
Today · 4.125%
HK$47,670
baseline
▲ 0.50% · 4.625%
HK$50,183
+HK$2,513/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,340/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,269
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,895
−HK$1,651/mo
Today · 4.125%
HK$55,546
baseline
▲ 0.50% · 4.625%
HK$58,926
+HK$3,380/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,092/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,148
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,708
−HK$1,582/mo
Today · 4.125%
HK$61,290
baseline
▲ 0.50% · 4.625%
HK$64,521
+HK$3,231/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,580/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,548 · Scale 2, in force from 26 Feb 2026)