LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,039
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,942
−HK$918/mo
Today · 4.125%
HK$30,860
baseline
▲ 0.50% · 4.625%
HK$32,737
+HK$1,877/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,720/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,305
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,172
−HK$879/mo
Today · 4.125%
HK$34,051
baseline
▲ 0.50% · 4.625%
HK$35,846
+HK$1,795/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,102/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$477,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,846
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,930
−HK$1,102/mo
Today · 4.125%
HK$37,032
baseline
▲ 0.50% · 4.625%
HK$39,285
+HK$2,253/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,064/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,766
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,806
−HK$1,055/mo
Today · 4.125%
HK$40,861
baseline
▲ 0.50% · 4.625%
HK$43,015
+HK$2,154/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,722/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,654
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,919
−HK$1,285/mo
Today · 4.125%
HK$43,204
baseline
▲ 0.50% · 4.625%
HK$45,832
+HK$2,628/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,408/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,227
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,440
−HK$1,231/mo
Today · 4.125%
HK$47,671
baseline
▲ 0.50% · 4.625%
HK$50,184
+HK$2,513/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,342/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,270
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,896
−HK$1,652/mo
Today · 4.125%
HK$55,548
baseline
▲ 0.50% · 4.625%
HK$58,927
+HK$3,379/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,096/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,150
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,709
−HK$1,582/mo
Today · 4.125%
HK$61,291
baseline
▲ 0.50% · 4.625%
HK$64,522
+HK$3,231/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,582/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,558 · Scale 2, in force from 26 Feb 2026)