LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,039
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,943
−HK$917/mo
Today · 4.125%
HK$30,860
baseline
▲ 0.50% · 4.625%
HK$32,738
+HK$1,878/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,720/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,306
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,172
−HK$879/mo
Today · 4.125%
HK$34,051
baseline
▲ 0.50% · 4.625%
HK$35,846
+HK$1,795/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,102/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,847
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,931
−HK$1,101/mo
Today · 4.125%
HK$37,032
baseline
▲ 0.50% · 4.625%
HK$39,286
+HK$2,254/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,064/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,767
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,807
−HK$1,055/mo
Today · 4.125%
HK$40,862
baseline
▲ 0.50% · 4.625%
HK$43,015
+HK$2,153/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,724/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,655
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,920
−HK$1,284/mo
Today · 4.125%
HK$43,204
baseline
▲ 0.50% · 4.625%
HK$45,833
+HK$2,629/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$86,408/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,228
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,441
−HK$1,231/mo
Today · 4.125%
HK$47,672
baseline
▲ 0.50% · 4.625%
HK$50,185
+HK$2,513/mo
Deposit HK$3.82M · loan HK$8.91M · min. income ≈ HK$95,344/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,271
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,897
−HK$1,652/mo
Today · 4.125%
HK$55,549
baseline
▲ 0.50% · 4.625%
HK$58,929
+HK$3,380/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,098/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,151
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,710
−HK$1,582/mo
Today · 4.125%
HK$61,292
baseline
▲ 0.50% · 4.625%
HK$64,523
+HK$3,231/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,584/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,567 · Scale 2, in force from 26 Feb 2026)