LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,044
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,947
−HK$918/mo
Today · 4.125%
HK$30,865
baseline
▲ 0.50% · 4.625%
HK$32,743
+HK$1,878/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,730/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,311
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,177
−HK$879/mo
Today · 4.125%
HK$34,056
baseline
▲ 0.50% · 4.625%
HK$35,852
+HK$1,796/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,112/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,852
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,936
−HK$1,102/mo
Today · 4.125%
HK$37,038
baseline
▲ 0.50% · 4.625%
HK$39,292
+HK$2,254/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,076/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,773
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,813
−HK$1,055/mo
Today · 4.125%
HK$40,868
baseline
▲ 0.50% · 4.625%
HK$43,022
+HK$2,154/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,736/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,661
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,926
−HK$1,285/mo
Today · 4.125%
HK$43,211
baseline
▲ 0.50% · 4.625%
HK$45,840
+HK$2,629/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,422/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,235
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,448
−HK$1,231/mo
Today · 4.125%
HK$47,679
baseline
▲ 0.50% · 4.625%
HK$50,192
+HK$2,513/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,358/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,279
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,905
−HK$1,652/mo
Today · 4.125%
HK$55,557
baseline
▲ 0.50% · 4.625%
HK$58,937
+HK$3,380/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,114/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,159
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,719
−HK$1,583/mo
Today · 4.125%
HK$61,302
baseline
▲ 0.50% · 4.625%
HK$64,533
+HK$3,231/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,604/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,638 · Scale 2, in force from 26 Feb 2026)