LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,044
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,947
−HK$918/mo
Today · 4.125%
HK$30,865
baseline
▲ 0.50% · 4.625%
HK$32,743
+HK$1,878/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,730/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,311
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,178
−HK$879/mo
Today · 4.125%
HK$34,057
baseline
▲ 0.50% · 4.625%
HK$35,852
+HK$1,795/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,114/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,853
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,937
−HK$1,101/mo
Today · 4.125%
HK$37,038
baseline
▲ 0.50% · 4.625%
HK$39,292
+HK$2,254/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$74,076/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,773
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,813
−HK$1,055/mo
Today · 4.125%
HK$40,868
baseline
▲ 0.50% · 4.625%
HK$43,022
+HK$2,154/mo
Deposit HK$5.09M · loan HK$7.64M · min. income ≈ HK$81,736/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,662
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,926
−HK$1,285/mo
Today · 4.125%
HK$43,211
baseline
▲ 0.50% · 4.625%
HK$45,841
+HK$2,630/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,422/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,236
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,449
−HK$1,231/mo
Today · 4.125%
HK$47,680
baseline
▲ 0.50% · 4.625%
HK$50,193
+HK$2,513/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,360/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,279
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,905
−HK$1,653/mo
Today · 4.125%
HK$55,558
baseline
▲ 0.50% · 4.625%
HK$58,938
+HK$3,380/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,116/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,160
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,720
−HK$1,582/mo
Today · 4.125%
HK$61,302
baseline
▲ 0.50% · 4.625%
HK$64,534
+HK$3,232/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,604/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,644 · Scale 2, in force from 26 Feb 2026)