LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,045
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,949
−HK$918/mo
Today · 4.125%
HK$30,867
baseline
▲ 0.50% · 4.625%
HK$32,745
+HK$1,878/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,734/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,313
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,179
−HK$880/mo
Today · 4.125%
HK$34,059
baseline
▲ 0.50% · 4.625%
HK$35,854
+HK$1,795/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,118/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,855
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,939
−HK$1,101/mo
Today · 4.125%
HK$37,040
baseline
▲ 0.50% · 4.625%
HK$39,294
+HK$2,254/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$74,080/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,775
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,815
−HK$1,055/mo
Today · 4.125%
HK$40,870
baseline
▲ 0.50% · 4.625%
HK$43,025
+HK$2,155/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$81,740/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,664
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,929
−HK$1,285/mo
Today · 4.125%
HK$43,214
baseline
▲ 0.50% · 4.625%
HK$45,843
+HK$2,629/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,428/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,238
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,451
−HK$1,231/mo
Today · 4.125%
HK$47,682
baseline
▲ 0.50% · 4.625%
HK$50,195
+HK$2,513/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,364/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,282
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,908
−HK$1,652/mo
Today · 4.125%
HK$55,560
baseline
▲ 0.50% · 4.625%
HK$58,941
+HK$3,381/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,120/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,163
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,723
−HK$1,582/mo
Today · 4.125%
HK$61,305
baseline
▲ 0.50% · 4.625%
HK$64,537
+HK$3,232/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,610/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,668 · Scale 2, in force from 26 Feb 2026)