LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,048
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,951
−HK$918/mo
Today · 4.125%
HK$30,869
baseline
▲ 0.50% · 4.625%
HK$32,748
+HK$1,879/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,738/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,315
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,182
−HK$879/mo
Today · 4.125%
HK$34,061
baseline
▲ 0.50% · 4.625%
HK$35,857
+HK$1,796/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,122/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,857
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,942
−HK$1,101/mo
Today · 4.125%
HK$37,043
baseline
▲ 0.50% · 4.625%
HK$39,297
+HK$2,254/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$74,086/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,778
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,818
−HK$1,055/mo
Today · 4.125%
HK$40,873
baseline
▲ 0.50% · 4.625%
HK$43,028
+HK$2,155/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$81,746/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,667
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,932
−HK$1,285/mo
Today · 4.125%
HK$43,217
baseline
▲ 0.50% · 4.625%
HK$45,847
+HK$2,630/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,434/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,241
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,455
−HK$1,231/mo
Today · 4.125%
HK$47,686
baseline
▲ 0.50% · 4.625%
HK$50,199
+HK$2,513/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,372/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,286
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,912
−HK$1,653/mo
Today · 4.125%
HK$55,565
baseline
▲ 0.50% · 4.625%
HK$58,946
+HK$3,381/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$111,130/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,168
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,728
−HK$1,582/mo
Today · 4.125%
HK$61,310
baseline
▲ 0.50% · 4.625%
HK$64,542
+HK$3,232/mo
Deposit HK$1.27M · loan HK$11.46M · min. income ≈ HK$122,620/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,705 · Scale 2, in force from 26 Feb 2026)