LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,049
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,953
−HK$918/mo
Today · 4.125%
HK$30,871
baseline
▲ 0.50% · 4.625%
HK$32,749
+HK$1,878/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,742/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,317
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,183
−HK$880/mo
Today · 4.125%
HK$34,063
baseline
▲ 0.50% · 4.625%
HK$35,858
+HK$1,795/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,126/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,859
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,943
−HK$1,102/mo
Today · 4.125%
HK$37,045
baseline
▲ 0.50% · 4.625%
HK$39,299
+HK$2,254/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$74,090/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,780
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,820
−HK$1,055/mo
Today · 4.125%
HK$40,875
baseline
▲ 0.50% · 4.625%
HK$43,030
+HK$2,155/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$81,750/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,669
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,934
−HK$1,285/mo
Today · 4.125%
HK$43,219
baseline
▲ 0.50% · 4.625%
HK$45,849
+HK$2,630/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,438/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,243
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,457
−HK$1,231/mo
Today · 4.125%
HK$47,688
baseline
▲ 0.50% · 4.625%
HK$50,201
+HK$2,513/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,376/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,288
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,915
−HK$1,652/mo
Today · 4.125%
HK$55,567
baseline
▲ 0.50% · 4.625%
HK$58,948
+HK$3,381/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$111,134/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,170
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,730
−HK$1,583/mo
Today · 4.125%
HK$61,313
baseline
▲ 0.50% · 4.625%
HK$64,545
+HK$3,232/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$122,626/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,726 · Scale 2, in force from 26 Feb 2026)