LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,050
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,954
−HK$918/mo
Today · 4.125%
HK$30,872
baseline
▲ 0.50% · 4.625%
HK$32,751
+HK$1,879/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,744/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,318
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,185
−HK$879/mo
Today · 4.125%
HK$34,064
baseline
▲ 0.50% · 4.625%
HK$35,860
+HK$1,796/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,128/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,860
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,945
−HK$1,101/mo
Today · 4.125%
HK$37,046
baseline
▲ 0.50% · 4.625%
HK$39,301
+HK$2,255/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$74,092/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,782
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,822
−HK$1,055/mo
Today · 4.125%
HK$40,877
baseline
▲ 0.50% · 4.625%
HK$43,032
+HK$2,155/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$81,754/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,670
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,936
−HK$1,285/mo
Today · 4.125%
HK$43,221
baseline
▲ 0.50% · 4.625%
HK$45,851
+HK$2,630/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,442/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,246
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,459
−HK$1,231/mo
Today · 4.125%
HK$47,690
baseline
▲ 0.50% · 4.625%
HK$50,204
+HK$2,514/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,380/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,291
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,917
−HK$1,653/mo
Today · 4.125%
HK$55,570
baseline
▲ 0.50% · 4.625%
HK$58,951
+HK$3,381/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$111,140/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,173
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,733
−HK$1,583/mo
Today · 4.125%
HK$61,316
baseline
▲ 0.50% · 4.625%
HK$64,548
+HK$3,232/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$122,632/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,749 · Scale 2, in force from 26 Feb 2026)