LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,051
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,955
−HK$918/mo
Today · 4.125%
HK$30,873
baseline
▲ 0.50% · 4.625%
HK$32,752
+HK$1,879/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,746/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,319
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,186
−HK$879/mo
Today · 4.125%
HK$34,065
baseline
▲ 0.50% · 4.625%
HK$35,861
+HK$1,796/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,130/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,862
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,946
−HK$1,102/mo
Today · 4.125%
HK$37,048
baseline
▲ 0.50% · 4.625%
HK$39,302
+HK$2,254/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$74,096/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,783
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,823
−HK$1,056/mo
Today · 4.125%
HK$40,879
baseline
▲ 0.50% · 4.625%
HK$43,033
+HK$2,154/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$81,758/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,672
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,937
−HK$1,285/mo
Today · 4.125%
HK$43,222
baseline
▲ 0.50% · 4.625%
HK$45,852
+HK$2,630/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,444/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,247
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,461
−HK$1,231/mo
Today · 4.125%
HK$47,692
baseline
▲ 0.50% · 4.625%
HK$50,206
+HK$2,514/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,384/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,293
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,919
−HK$1,653/mo
Today · 4.125%
HK$55,572
baseline
▲ 0.50% · 4.625%
HK$58,953
+HK$3,381/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$111,144/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,175
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,735
−HK$1,583/mo
Today · 4.125%
HK$61,318
baseline
▲ 0.50% · 4.625%
HK$64,550
+HK$3,232/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$122,636/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,766 · Scale 2, in force from 26 Feb 2026)