LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,053
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,957
−HK$918/mo
Today · 4.125%
HK$30,875
baseline
▲ 0.50% · 4.625%
HK$32,754
+HK$1,879/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,750/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,322
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,189
−HK$879/mo
Today · 4.125%
HK$34,068
baseline
▲ 0.50% · 4.625%
HK$35,864
+HK$1,796/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,136/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,864
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,949
−HK$1,101/mo
Today · 4.125%
HK$37,050
baseline
▲ 0.50% · 4.625%
HK$39,305
+HK$2,255/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$74,100/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,786
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,826
−HK$1,055/mo
Today · 4.125%
HK$40,881
baseline
▲ 0.50% · 4.625%
HK$43,036
+HK$2,155/mo
Deposit HK$5.10M · loan HK$7.64M · min. income ≈ HK$81,762/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,675
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,940
−HK$1,285/mo
Today · 4.125%
HK$43,225
baseline
▲ 0.50% · 4.625%
HK$45,856
+HK$2,631/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,450/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,250
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,464
−HK$1,231/mo
Today · 4.125%
HK$47,695
baseline
▲ 0.50% · 4.625%
HK$50,209
+HK$2,514/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,390/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,296
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,923
−HK$1,653/mo
Today · 4.125%
HK$55,576
baseline
▲ 0.50% · 4.625%
HK$58,957
+HK$3,381/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$111,152/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,179
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,739
−HK$1,583/mo
Today · 4.125%
HK$61,322
baseline
▲ 0.50% · 4.625%
HK$64,555
+HK$3,233/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$122,644/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,799 · Scale 2, in force from 26 Feb 2026)