LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,056
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,960
−HK$919/mo
Today · 4.125%
HK$30,879
baseline
▲ 0.50% · 4.625%
HK$32,757
+HK$1,878/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,758/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,325
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,192
−HK$879/mo
Today · 4.125%
HK$34,071
baseline
▲ 0.50% · 4.625%
HK$35,867
+HK$1,796/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,142/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,868
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,952
−HK$1,102/mo
Today · 4.125%
HK$37,054
baseline
▲ 0.50% · 4.625%
HK$39,309
+HK$2,255/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,108/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,790
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,830
−HK$1,056/mo
Today · 4.125%
HK$40,886
baseline
▲ 0.50% · 4.625%
HK$43,041
+HK$2,155/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,772/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$477,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,679
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,944
−HK$1,286/mo
Today · 4.125%
HK$43,230
baseline
▲ 0.50% · 4.625%
HK$45,860
+HK$2,630/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,460/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,255
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,469
−HK$1,231/mo
Today · 4.125%
HK$47,700
baseline
▲ 0.50% · 4.625%
HK$50,214
+HK$2,514/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,400/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,302
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,929
−HK$1,652/mo
Today · 4.125%
HK$55,581
baseline
▲ 0.50% · 4.625%
HK$58,963
+HK$3,382/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$111,162/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,185
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,746
−HK$1,583/mo
Today · 4.125%
HK$61,329
baseline
▲ 0.50% · 4.625%
HK$64,561
+HK$3,232/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$122,658/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,849 · Scale 2, in force from 26 Feb 2026)