LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,064
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,968
−HK$919/mo
Today · 4.125%
HK$30,887
baseline
▲ 0.50% · 4.625%
HK$32,766
+HK$1,879/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$61,774/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,334
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,201
−HK$879/mo
Today · 4.125%
HK$34,080
baseline
▲ 0.50% · 4.625%
HK$35,877
+HK$1,797/mo
Deposit HK$6.37M · loan HK$6.37M · min. income ≈ HK$68,160/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$477,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,877
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,962
−HK$1,102/mo
Today · 4.125%
HK$37,064
baseline
▲ 0.50% · 4.625%
HK$39,319
+HK$2,255/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$74,128/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$477,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,800
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,841
−HK$1,056/mo
Today · 4.125%
HK$40,897
baseline
▲ 0.50% · 4.625%
HK$43,052
+HK$2,155/mo
Deposit HK$5.10M · loan HK$7.65M · min. income ≈ HK$81,794/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$477,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,690
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,955
−HK$1,286/mo
Today · 4.125%
HK$43,241
baseline
▲ 0.50% · 4.625%
HK$45,873
+HK$2,632/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$86,482/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,267
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,481
−HK$1,232/mo
Today · 4.125%
HK$47,713
baseline
▲ 0.50% · 4.625%
HK$50,228
+HK$2,515/mo
Deposit HK$3.82M · loan HK$8.92M · min. income ≈ HK$95,426/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$477,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,315
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,943
−HK$1,653/mo
Today · 4.125%
HK$55,596
baseline
▲ 0.50% · 4.625%
HK$58,979
+HK$3,383/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$111,192/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,200
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,761
−HK$1,584/mo
Today · 4.125%
HK$61,345
baseline
▲ 0.50% · 4.625%
HK$64,578
+HK$3,233/mo
Deposit HK$1.27M · loan HK$11.47M · min. income ≈ HK$122,690/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$477,975 · Scale 2, in force from 26 Feb 2026)